Services

Funding options, explained clearly

Each option below outlines who it may fit, how it generally works, and what documentation may be requested. Availability and terms are always subject to funder/lender review.

Merchant Cash Advance

A merchant cash advance provides funding structured against a portion of future receivables. Repayment typically flows from a percentage of daily card sales or bank deposits.

Who it may fit

Businesses with consistent daily card processing or bank activity
Owners who need capital quickly for time-sensitive opportunities
Situations where a fixed monthly loan payment isn't ideal

Documentation may include

Recent business bank statements
Basic business identification
Card processing statements when applicable

How it generally works

After a short conversation through our secure chat, we help you understand advance structures that may fit your revenue. Terms, factor rates, and repayment methods depend on the funder and your business profile.

MCA products are advances against future receivables, not loans. Terms and availability vary by funder and are subject to review.

Business Line of Credit

A revolving credit facility that lets you draw funds as needed and repay to replenish availability. Useful for recurring cash-flow gaps rather than one-time capital needs.

Who it may fit

Ongoing working-capital needs (payroll, inventory, marketing)
Businesses that value flexibility over lump-sum funding
Owners who want a standby resource for opportunities and gaps

Documentation may include

Business bank statements
Business tax return may be requested
Owner information for credit review, when applicable

How it generally works

We help you evaluate line structures based on credit profile, revenue, and time in business. Approved limits, rates, and draw terms depend on the lender.

Line-of-credit availability, rates, limits, and draw terms are set by the lender and subject to underwriting.

Working Capital

Short- to medium-term funding to support operating expenses — payroll, inventory, marketing, seasonal shifts, or bridging revenue cycles.

Who it may fit

Coverage for operating expenses or short-term gaps
Seasonal or cyclical businesses
Owners planning growth initiatives with defined use of funds

Documentation may include

Recent business bank statements
Basic business information
Additional documentation depending on product

How it generally works

We help you match working-capital structures to your revenue rhythm and use of funds. Structures range from short-term funding to revenue-based options.

Working-capital product terms, availability, and approvals depend on funder review and business performance.

Equipment Financing

Funding to acquire or upgrade essential equipment while preserving cash for operations. The equipment itself often serves as part of the structure.

Who it may fit

Capital equipment purchases or upgrades
Fleet, tools, machinery, or specialized assets
Owners preserving cash flow for day-to-day operations

Documentation may include

Equipment quote or invoice
Business identification
Financial documentation as requested

How it generally works

We help you understand equipment financing paths, including term, structure, and documentation requirements. Availability and terms vary by lender and asset.

Equipment financing terms, rates, and availability are subject to underwriting and lender criteria.

Term Funding

Structured, fixed-term funding for larger initiatives such as expansion, relocation, buildout, or defined-purpose projects.

Who it may fit

Defined-purpose growth capital
Owners preferring predictable, structured repayment
Businesses with documented history and use-of-funds plans

Documentation may include

Business bank statements
Business tax returns may be requested
Use-of-funds summary

How it generally works

We help you evaluate structured funding options aligned with your project scope, timeline, and revenue base.

Term funding structures, rates, and approvals depend on lender criteria and underwriting review.

Funding Consultation

Not sure where to start? A consultation helps you understand which options may fit your revenue, timing, use of funds, and available documentation before you commit to a direction.

Who it may fit

First-time funding conversations
Owners weighing multiple options
Situations where the right structure isn't obvious

Documentation may include

No documentation required to start the conversation

How it generally works

Start through the secure chat. We’ll ask a few basics and help you map next steps.

Consultation is informational. Any funding option discussed is subject to underwriting, documentation, and funder/lender approval.

Swift Capital Solutions LLC is a business funding brokerage. Funding options, terms, amounts, timing, and approvals are subject to funder/lender review, underwriting, documentation, business performance, and applicable law. We do not guarantee approval or specific terms.

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