Pricing & fees

Transparent about how we get paid.

Swift Capital Solutions charges business owners no upfront fees. We're compensated by the funding partner at closing — only when a deal actually works for you.

What you'll pay us

$0 application fee
$0 consultation fee
$0 upfront broker fee
No fee if the deal doesn't close

What we'll never do

Charge you before funding
Sell or share your data for marketing
Guarantee approval or a specific rate
Push a product that doesn't fit your file

Typical rate ranges

What funding actually costs

Ranges below are indicative for well-qualified files. Your exact rate depends on time in business, monthly revenue, credit profile, industry, and the funding partner selected.

Merchant Cash Advance

Factor rate 1.15 – 1.49

Amount

$10,000 – $2,000,000

Term

3 – 18 months (revenue-based repayment)

Best for

Fast access, revenue-based holdback, minimal documentation

Consider

Higher total cost than term products; best for short-cycle needs

Business Line of Credit

8% – 24% APR

Amount

$10,000 – $500,000

Term

Revolving, 6 – 24 month draws

Best for

Draw only what you need, pay interest on outstanding balance

Consider

Requires stronger credit and time in business

Term Loan / Working Capital

9% – 29% APR

Amount

$25,000 – $5,000,000

Term

12 – 60 months

Best for

Predictable monthly payments, larger amounts, longer runway

Consider

Full underwriting; slower than MCA

Equipment Financing

7% – 22% APR

Amount

$10,000 – $2,500,000

Term

24 – 72 months

Best for

Equipment secures the loan; often lower rates

Consider

Funds are for equipment purchase only

SBA-Backed Options

Prime + 2.75% – 6.5%

Amount

$50,000 – $5,000,000

Term

Up to 10 – 25 years

Best for

Lowest cost of capital; long repayment terms

Consider

Longer approval (weeks, not days); heavier documentation

Want a real quote for your business?

Open the secure chat — we'll ask a few quick questions and come back with product options and indicative pricing.

Swift Capital Solutions LLC is a business funding brokerage. Funding options, terms, amounts, timing, and approvals are subject to funder/lender review, underwriting, documentation, business performance, and applicable law. We do not guarantee approval or specific terms.